Coin Furniture Limited is authorised and regulated by the Financial Conduct Authority in relation to credit broking. [newline] Creation offers IFC over the phone and on the internet. Please contact our Direct Sales team for more information or to apply. The above listed agencies will provide details of information relating to these addresses. If you believe that the information is incorrect, you can ask the agency to correct it. A PDF version of your agreement will be displayed on your screen if you choose to esign it.
Snap Finance Ltd is the lender. MK8 0AB. Status subject to change If your application has been referred, you will receive a decision within 24hrs. Unless your application has been referred, you will see a decision immediately on the screen. We will contact you if you need to make any changes to your order.
After your finance application has been approved, you will be notified of how to sign the agreement. You will also receive an email confirming these details. If you do not make the full 3Step Payment in any month on time, the whole balance will become chargeable to the Standard Rate of Interest at 29.9% per annum variable . You will be given the option to pay for subsequent purchases in 3 instalments. Once a balance moves to the standard rate it cannot move back.
After Novuna approves your application, your order will be processed and the item shipped. We will contact you if you need to modify your order. This will depend on whether your order value has increased or decreased. Send us an email with the details of any changes you would like to make.
Every person’s circumstances are unique. Your credit rating will ultimately determine whether you are approved. Another online shopping catalogue website that you can try is Jacamo. You may have seen or heard their commercials and TV ads at one point. They try to include small items in the menu, just like any other shopping portal on the Internet.
This is to ensure that the issuing company is satisfied that the applicant can provide the financing. Companies do this to verify your previous relationship with credit and finance. For credit catalogues, a bank account is usually required. Most lesser strict catalogue company’s will general offer instant credit and instant approval on these standard factors. My advice would be to try and get accepted for finance with the ‘normal’ home shopping catalogue companies first.
If you’re ordering via email or phone, then the sale consultant will be able to add this on to your order. We offer 100% satisfaction with all items purchased from our website.